Personal Loans made simple! Apply Now

A personal loan is an unsecured loan (no collateral required) that individuals borrow from banks, credit unions, or online lenders for personal use—like medical expenses, home renovation, travel, debt consolidation, or major purchases.

Features of Personal Loan

Personal loans in India can be availed in the range of Rs.50,000 and up to Rs. 75 Lakhs. These loan applications usually get approved fairly quickly and sans any hassle during processing. Most banks and financial institutions provide their customers with the promise of secured lending solutions when it comes to Personal loans.

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Check Your Personal Loan Eligibility

Personal Loan EMI Calculator

Flat Interest Rate vs Reducing Balance Interest Rate Calculator

Eligibility Criteria

  • You must be a Salaried Employee
  • Age: 23-55 years old
  • Net Monthly Income must be more than Rs. 20,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai,Mumbai or Hyderabad.

What does a personal loan cover?

Documents Required after Digital Approval

  • Aadhaar Card
  • PAN Card
  • 3 Months Salary Slip
  • 6 Months Account statement
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
  • Company id card with address
  • Form -16
  • Passport size photo
  • Current address proof

A home loan or car loan will allow you to use the money to purchase a home or car respectively. The good news is that when you apply for personal loan, it need not be restricted to a specific use. Once the loan is disbursed, you can use it for any purpose as per your particular need.

What’s more! ICICI Bank offers fresher funding loan to help you avail of a personal loan on your very first salary. With its pre-approved personal loan, the entire processing is completed in just a few minutes.

Types of Personal loan

Wedding Loan

A wedding loan is an unsecured personal loan used to fund expenses related to a wedding. It's typically offered by banks, NBFCs, and online lenders without the need for collateral.

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Holiday Loan

A holiday loan is an unsecured personal loan specifically tailored for travel-related expenses such as: Flight tickets Hotel bookings Tour packages Travel insurance Shopping and miscellaneous expenses

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Home Renovation

A home renovation loan (or home improvement loan) is an unsecured personal loan that helps you pay for improvements like: Painting and flooring Modular kitchen or bathroom fittings Furniture and interiors Electrical work or plumbing Room extensions or layout changes

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Top Up Loan

A Top-Up Loan is an additional loan amount you can borrow on top of your existing loan, without needing to start a new application from scratch. It’s most commonly available on: Personal Loans Home Loans Car Loans

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Fresher Funding

Fresher funding refers to loans or financial products aimed at individuals who: Are recent graduates Have no or minimal work experience May have no credit history Need funds for purposes like relocation, skill courses, starting a job, setting up an apartment, etc.

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FAQs

With Cbfsloan Personal Loans

With Cbfsloan Personal Loans, you can get instant money for a wide range of your personal needs like renovation of your home, marriage in the family, a family holiday, your child's education, buying a laptop, medical expenses or any other emergencies. With minimum documentation, you can now avail a personal loan for an amount up to Rs. 20 lakhs at attractive rates of interest.

Please click here if you want to apply for Cbfsloan Personal Loans.

A Top-Up Loan is an additional loan that you can take on top of your existing personal loan, usually from the same lender, without starting a new loan from scratch.

A Personal Loan EMI Calculator is an online tool that helps you estimate your monthly repayment amount (EMI) for a personal loan based on: Loan Amount – how much you're borrowing Interest Rate (Annual %) – offered by the lender Loan Tenure (Months/Years) – how long you’ll take to repay

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